Cheapest Cottages For Sale In Ontario

It’s almost cottage season! Most summers we spend it jealous of everyone who gets to leave the city and frolick in a lake or make smores by the fire. But perhaps that dream doesn’t have to be so hard to achieve.

Sure, there are definitely cottages out there that cost more than a house in Toronto. But there are cottages much more affordable than that. You may even find ones well below the provincial average of $800K.

So whether you're dreaming of lazy days by the lake or adventures in the wilderness — here are some of Ontario's cheapest cottages that promise a budget-friendly escape without compromising on the fun.

1052 Rat Bay Rd - Lake of Bays

Listed for just $32,900, this small two-bedroom cottage in Lake Of Bays in the Muskokas seems too good to be true. But it's a unique offering as it's under fractional ownership. If you purchase this cottage you’d own 1/10th share of the property. This means you’d get five weeks a year to enjoy the place: one prime summer week and four floating weeks in other seasons. Plus, you get access to all the awesome amenities: indoor pool, fitness centre, sandy beach, kayaks, canoes, and more.

26 Thaeter Lane - Carlow/Mayo

Listed for just $249,900, this seasonal cottage offers you 290 feet of waterfront and over an acre of land. The cottage itself is small with only one bedroom. But there’s a recently installed septic system plus a full trailer that comes with the property.

194 Mcguire Beach Rd - Kawartha Lakes

Just having dropped its price by $10,000 to $289,900 — this two-bedroom, three-season cottage, backing onto scenic wooded farmland in the Kawarthas is a gem. Sitting on a spacious lot measuring 71 x 224 feet, the cottage has plenty to offer. Inside, you'll find an open concept kitchen and living room area with a soaring cathedral ceiling. There’s also a large sunroom off the front of the home, boasting wall-to-wall windows to soak in the views. The property is also just a 5-minute walk to shared water access at Canal Lake, complete with a dock and boat launch.

8 Fire Route 391- Rural Galway-Cavendish-Harvey

Just a short walk from Crystal Lake, this three-bedroom cottage is only $299,900. It needs some TLC, but the bones are good. There are plenty of large windows that let in natural light, an open-concept living area, and a wrap around deck. What more could you want?

600 Graceys Island - Central Frontenac

Want something off the grid and a bit more wild? Then this one-bedroom cottage on Gracey’s Island is definitely for you. Listed for $329,000, this two-storey cabin is sitting on 11.6 acres of natural paradise with plenty of old growth trees. The property has a full solar energy system, and comes equipped with an outhouse and outdoor shower. There is no septic, no running water, no hydro. So it’s just a step above camping, but might just be the escape from modern life you need.

69 King Rd - Tay

This 1930’s cottage is retro in all the right ways. With original features including flooring, paint and vintage appliances — this property gives you an authentic experience that’s hard to replicate. It also sits on a beautiful treed property right across the water, so it’s perfect for those lazy summer days. This cottage offers three-bedrooms, one bathroom and is listed for just under $390,000.

60 River Bend Dr, Kawartha Lakes

Listed at $399,900, this property is actually two for the price of one! That’s because it’s sitting on a double waterfront lot. On one of those lots is a charming two-bedroom, one-bathroom log cabin. The cabin comes fully furnished, simply ready for you to spend your evenings around the fire pit roasting marshmallows.